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Best no-fuss savings accounts for $100k over 12 months

This guide looks at what a 30-year-old saver might see with $100,000 over 12 months, using no-fuss savings accounts only.

Best setups for your cash

Projected return over your selected term using current product data. Check the official bank page before acting.

1-year return
$4,883
No fuss1-product split
MyState logo
MyState
Hello Saver account
Est. return
$4,883
Amount
$100,000
Headline rate
5.15%p.a.
Effective rate
4.88%p.a.
Details
1-year return
$4,867
No fuss1-product split
Macquarie logo
Macquarie
Macquarie Savings Account
Est. return
$4,867
Amount
$100,000
Headline rate
5.10%p.a.
Effective rate
4.87%p.a.
Details
1-year return
$4,850
No fuss1-product split
AMP logo
AMP
GO Save
Est. return
$4,850
Amount
$100,000
Headline rate
4.85%p.a.
Effective rate
4.85%p.a.
Details
1-year return
$4,833
No fuss1-product split
Bankwest logo
Bankwest
Bankwest Easy Saver
Est. return
$4,833
Amount
$100,000
Headline rate
5.50%p.a.
Effective rate
4.83%p.a.
Details
1-year return
$4,800
No fuss1-product split
easyStreet logo
easyStreet
Flex Saver
Est. return
$4,800
Amount
$100,000
Headline rate
4.80%p.a.
Effective rate
4.80%p.a.
Details
1-year return
$4,750
No fuss1-product split
BOQ logo
BOQ
Simple Saver Account
Est. return
$4,750
Amount
$100,000
Headline rate
5.15%p.a.
Effective rate
4.75%p.a.
Details
1-year return
$4,550
No fuss1-product split
Arab Bank logo
Arab Bank
Personal Online Savings Account
Est. return
$4,550
Amount
$100,000
Headline rate
4.55%p.a.
Effective rate
4.55%p.a.
Details
1-year return
$4,550
No fuss1-product split
Heartland Bank logo
Heartland Bank
MySavings account
Est. return
$4,550
Amount
$100,000
Headline rate
4.55%p.a.
Effective rate
4.55%p.a.
Details
1-year return
$4,250
No fuss1-product split
Unity Bank logo
Unity Bank
MoneyMAX Account
Est. return
$4,250
Amount
$100,000
Headline rate
4.25%p.a.
Effective rate
4.25%p.a.
Details
1-year return
$1,900
No fuss1-product split
ANZ Plus logo
ANZ Plus
ANZ Plus Flex Saver
Est. return
$1,900
Amount
$100,000
Headline rate
4.75%p.a.
Effective rate
1.90%p.a.
Details
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