Savings PlannerStart planning
AMP logo

AMP savings accounts

AMP savings accounts at a glance

As of 21 Sept 2026, AMP has 3 savings accounts in our dataset. The highest advertised rate is 5.25% p.a. on GO Save (no monthly conditions; first $50,000). Rates were last verified on 21 Sept 2026 against the bank's official product pages.

Rates as of 21 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
AMPGO Save5.25% p.a.Up to 5.25% p.a.—First $50,000No monthly conditions.
AMPAMP Saver Account4.95% p.a.4.95% p.a.—Up to $500,000Grow the balance by at least $250 by month end.
AMPAMP Bank GO Business Save4.75% p.a.Up to 4.75% p.a.—First $500,000No monthly conditions.

GO Save

Tiered savings account with no monthly conditions or fees.

Last updated: 20 Sept 2026

Advertised rate
Up to 5.25% p.a.
Highest tier on the portion up to $50,000
Open account
Rate details
Ongoing rate
Up to 5.25% p.a.
First $50,000
5.25% p.a.
$50,000 to $250,000 portion
4.75% p.a.
$250,000 to $5,000,000 portion
4.25% p.a.
Above $5,000,000
0.00% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available from age 15.
  • Available to Australian residents.
  • Requires a linked AMP Bank GO Everyday account.
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on day 1 of the next month.

AMP Saver Account

Grow your account balance by at least $250 per calendar month (excluding interest) to earn 4.95% p.a. total rate (0.25% standard + 4.70% bonus) on balances up to $500,000.

Last updated: 20 Sept 2026

Advertised rate
4.95% p.a.
On balances up to $500,000
Open account
Rate details
Ongoing rate
4.95% p.a.
Base rate
0.25% p.a.
Bonus rate
4.70% p.a.
Max rate when conditions are met
4.95% p.a.
Bonus cap
$500,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Grow the balance by at least $250 by month end.
Who can open it
  • Conditions are assessed on a calendar-month basis.
  • Meeting the conditions affects the rate 1 month later.
  • Interest is credited on day 10 of the next month.

AMP Bank GO Business Save

Earn 4.75% p.a. on balances up to $500,000 and 4.25% p.a. from $500,001 to $5,000,000.

Last updated: 21 Sept 2026

Advertised rate
Up to 4.75% p.a.
Highest tier on the portion up to $500,000
Open account
Rate details
Ongoing rate
Up to 4.75% p.a.
First $500,000
4.75% p.a.
$500,000 to $5,000,000 portion
4.25% p.a.
Above $5,000,000
0.00% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Requires a linked AMP Bank GO Everyday Business Account.
  • Mobile App Only: Managed exclusively via the AMP Bank GO smartphone app (no desktop/browser portal).
  • Ongoing rate of 3.80% p.a. on balances up to $5,000,000 with no monthly account fees.

Guides that mention AMP

All banks

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.