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Bank First savings accounts

Bank First savings accounts at a glance

As of 27 Sept 2026, Bank First has 3 savings accounts in our dataset. The highest advertised rate is 5.40% p.a. on Strong Start Saver (no monthly conditions; first $250,000). Rates were last verified on 27 Sept 2026 against the bank's official product pages.

Rates as of 27 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
Bank FirstStrong Start Saver5.40% p.a.Up to 5.40% p.a.—First $250,000No monthly conditions.
Bank FirstFirst Home Bonus Saver Account5.05% p.a.5.05% p.a.—Any balanceDeposit at least $100 each month. Make no withdrawals during the month.
Bank FirstBonus Saver Account5.00% p.a.5.00% p.a.—Any balanceDeposit at least $1 each month. Make no withdrawals during the month.

Strong Start Saver

Available to members aged 15 to 35 years (inclusive).

Last updated: 20 Sept 2026

Advertised rate
Up to 5.40% p.a.
Highest tier on the portion up to $250,000
Rate details
Ongoing rate
Up to 5.40% p.a.
First $250,000
5.40% p.a.
Above $250,000
4.25% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available to ages 15 to 35.

First Home Bonus Saver Account

Deposit at least $100 and make no withdrawals in the month to earn the bonus rate of 5.00% p.a. plus 0.05% base rate, for a total maximum rate of 5.05% p.a.

Last updated: 27 Sept 2026

Advertised rate
5.05% p.a.
Base + bonus rate
Rate details
Ongoing rate
5.05% p.a.
Base rate
0.05% p.a.
Bonus rate
5.00% p.a.
Max rate when conditions are met
5.05% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Deposit at least $100 each month.
  • Make no withdrawals during the month.
Who can open it
  • Available from age 18.
  • $600 cashback promotion currently listed.
  • Conditions are assessed on a calendar-month basis.

Bonus Saver Account

Make at least one deposit of $1 or more and make no withdrawals in the month to earn the bonus rate of 4.95% p.a. in addition to the 0.05% base rate, for a total maximum rate of 5.00% p.a.

Last updated: 20 Sept 2026

Advertised rate
5.00% p.a.
Base + bonus rate
Rate details
Ongoing rate
5.00% p.a.
Base rate
0.05% p.a.
Bonus rate
4.95% p.a.
Max rate when conditions are met
5.00% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Deposit at least $1 each month.
  • Make no withdrawals during the month.
Who can open it
  • Conditions are assessed on a calendar-month basis.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.