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Unity Bank savings accounts

Unity Bank savings accounts at a glance

As of 20 Sept 2026, Unity Bank has 2 savings accounts in our dataset. The highest advertised rate is 4.60% p.a. on Bonus Saver Account, which requires you to deposit at least $100 each month and make no withdrawals during the month. The highest rate with no monthly conditions is 4.50% p.a. on MoneyMAX Account. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
Unity BankBonus Saver Account4.60% p.a.4.60% p.a.—Any balanceDeposit at least $100 each month. Make no withdrawals during the month.
Unity BankMoneyMAX Account4.50% p.a.4.50% p.a.—Any balanceNo monthly conditions.

Bonus Saver Account

Deposit at least $100 and make no withdrawals during the month to earn 4.60% p.a. (0.10% base + 4.50% bonus).

Last updated: 20 Sept 2026

Advertised rate
4.60% p.a.
Base + bonus rate
Rate details
Ongoing rate
4.60% p.a.
Base rate
0.10% p.a.
Bonus rate
4.50% p.a.
Max rate when conditions are met
4.60% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Deposit at least $100 each month.
  • Make no withdrawals during the month.
Who can open it

    MoneyMAX Account

    Earn 4.50% p.a. on balances of $1 and over with no fixed terms and flexible access.

    Last updated: 20 Sept 2026

    Advertised rate
    4.50% p.a.
    Rate details
    Ongoing rate
    4.50% p.a.
    $1+
    4.50% p.a.
    How to get the best rate
    • No monthly conditions.
    Who can open it

      Rates, eligibility and product terms can change. Check the bank's official page before opening an account.