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ING savings accounts

ING savings accounts at a glance

As of 20 Sept 2026, ING has 3 savings accounts in our dataset. The highest advertised rate is 6.00% p.a. on Savings Booster (4-month intro, then 5.40% p.a.), which requires you to grow the balance by at least $100 by month end. The highest rate with no monthly conditions is 5.85% p.a. on Savings Accelerator (4-month intro, then up to 4.80% p.a.; first $250,000). Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
INGSavings Booster6.00% p.a.5.40% p.a.4-month intro 6.00% p.a.Any balanceGrow the balance by at least $100 by month end.
INGSavings Accelerator5.85% p.a.Up to 4.80% p.a.4-month intro Up to 5.85% p.a.First $250,000No monthly conditions.
INGSavings Maximiser5.50% p.a.5.50% p.a.—Up to $100,000Deposit at least $1,000 each month. Make at least 5 card purchases each month. Finish the month with a higher balance than you started with.

Savings Booster

Earn a 5.40% p.a. total variable rate (2.25% p.a. base + 3.15% p.a. boost bonus) on balances up to $500,000 each month you grow your account balance by at least $100 (excluding interest) and maintain an active Orange Everyday account.

Last updated: 20 Sept 2026

Advertised rate
4-month intro 6.00% p.a.
Then ongoing 5.40% p.a.
Open account
Rate details
4-month intro rate
6.00% p.a.
Base rate
2.25% p.a.
Bonus rate
3.75% p.a.
Max rate when conditions are met
6.00% p.a.
Bonus conditions need to be met for the max rate.
Ongoing rate
5.40% p.a.
Base rate
2.25% p.a.
Bonus rate
3.15% p.a.
Max rate when conditions are met
5.40% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Grow the balance by at least $100 by month end.
Who can open it
  • Available from age 18.
  • Intro offer is limited to new customers.
  • Intended for personal use only.
  • Available to Australian tax residents only.

Savings Accelerator

Savings Accelerator is a no-monthly-requirements marginal-rate savings account.

Last updated: 20 Sept 2026

Advertised rate
4-month intro up to 5.85% p.a.
Then ongoing up to 4.80% p.a.
Open account
Rate details
4-month intro rate
Up to 5.85% p.a.
First $250,000
5.85% p.a.
$250,000 to $500,000 portion
5.85% p.a.
$500,000 to $2,000,000 portion
4.80% p.a.
$2,000,000 to $5,000,000 portion
2.70% p.a.
Different portions of your balance earn different rates.
Ongoing rate
Up to 4.80% p.a.
First $250,000
4.80% p.a.
$250,000 to $500,000 portion
4.80% p.a.
$500,000 to $2,000,000 portion
4.80% p.a.
$2,000,000 to $5,000,000 portion
2.70% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available from age 18.
  • Intro offer is limited to new customers.
  • Intended for personal use only.
  • Available to Australian tax residents only.

Savings Maximiser

For customers who also have an Orange Everyday bank account and do these things each month

Last updated: 20 Sept 2026

Advertised rate
5.50% p.a.
On balances up to $100,000
Open account
Rate details
Ongoing rate
5.50% p.a.
Base rate
0.01% p.a.
Bonus rate
5.49% p.a.
Max rate when conditions are met
5.50% p.a.
Bonus cap
$100,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Deposit at least $1,000 each month.
  • Make at least 5 card purchases each month.
  • Finish the month with a higher balance than you started with.
Who can open it
  • Requires a linked Orange Everyday account.
  • Conditions are assessed on a calendar-month basis.
  • Meeting the conditions affects the rate 1 month later.

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Rates, eligibility and product terms can change. Check the bank's official page before opening an account.