Macquarie savings accounts

Macquarie savings accounts at a glance

As of 21 Sept 2026, Macquarie has 3 savings accounts in our dataset. The highest advertised rate is 5.00% p.a. on Macquarie Savings Account (no monthly conditions; first $2,000,000). Rates were last verified on 21 Sept 2026 against the bank's official product pages.

Rates as of 21 Sept 2026
Bank	Product	Max rate	Ongoing rate	Intro offer	Top rate applies to	Conditions
Macquarie	Macquarie Savings Account	5.00% p.a.	Up to 5.00% p.a.	—	First $2,000,000	No monthly conditions.
Macquarie	Macquarie Business Savings Account	4.65% p.a.	Up to 4.65% p.a.	—	First $2,000,000	No monthly conditions.
Macquarie	Macquarie Cash Management Accelerator Account	4.65% p.a.	Up to 4.65% p.a.	—	First $2,000,000	No monthly conditions.

Macquarie Savings Account

No monthly deposit or transaction conditions.

Last updated: 20 Sept 2026

Advertised rate

Up to 5.00% p.a.

Highest tier on the portion up to $2,000,000

Open account

Rate details

Ongoing rate

Up to 5.00% p.a.

First $2,000,000

5.00% p.a.

Above $2,000,000

2.75% p.a.

Different portions of your balance earn different rates.

How to get the best rate

No monthly conditions.

Who can open it

Requires a linked Macquarie Transaction Account account.

Macquarie Business Savings Account

Earn an ongoing variable rate of 4.65% p.a. on balances up to $2,000,000 with no monthly account fees and no minimum deposit.

Last updated: 21 Sept 2026

Advertised rate

Up to 4.65% p.a.

Highest tier on the portion up to $2,000,000

Open account

Rate details

Ongoing rate

Up to 4.65% p.a.

First $2,000,000

4.65% p.a.

Above $2,000,000

4.15% p.a.

Different portions of your balance earn different rates.

How to get the best rate

No monthly conditions.

Who can open it

Eligible business entities: Sole Traders and Australian Proprietary Companies (Pty Ltd) only.
Trusts, SMSFs, and Partnerships are strictly not eligible for this account.
No linked Macquarie transaction account required (funds transfer via nominated external Australian bank account).
Online application is currently not available for existing Macquarie Personal Banking customers.
No direct bank feeds or Xero/MYOB accounting software integration.
Excludes AFSL (Financial Services) and ACL (Credit) licence holders.
4.65% p.a. ongoing rate applies on balances up to $2,000,000 (4.15% p.a. on portions above $2,000,000).

Macquarie Cash Management Accelerator Account

Earn 4.65% p.a. on balances up to $2,000,000 with no monthly account fees.

Last updated: 21 Sept 2026

Advertised rate

Up to 4.65% p.a.

Highest tier on the portion up to $2,000,000

Open account

Rate details

Ongoing rate

Up to 4.65% p.a.

First $2,000,000

4.65% p.a.

$2,000,000 to $10,000,000 portion

4.15% p.a.

Above $10,000,000

3.00% p.a.

Different portions of your balance earn different rates.

How to get the best rate

No monthly conditions.

Who can open it

Specifically designed and eligible for Trusts, SMSFs, Partnerships, and Investment Companies.
Requires an active linked Macquarie Cash Management Account (CMA).
Rate of 4.65% p.a. applies on balances up to $2,000,000 (4.15% p.a. from $2M to $10M; 3.00% above $10M).

Guides that mention Macquarie

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Rates, eligibility and product terms can change. Check the bank's official page before opening an account.