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MyState savings accounts

MyState savings accounts at a glance

As of 21 Sept 2026, MyState has 2 savings accounts in our dataset. The highest advertised rate is 5.40% p.a. on Hello Saver account (4-month intro, then up to 5.00% p.a.; no monthly conditions; first $500,000). Rates were last verified on 21 Sept 2026 against the bank's official product pages.

Rates as of 21 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
MyStateHello Saver account5.40% p.a.Up to 5.00% p.a.4-month intro Up to 5.40% p.a.First $500,000No monthly conditions.
MyStateBusiness Online Saver0.60% p.a.Up to 0.60% p.a.—Any balanceNo monthly conditions.

Hello Saver account

No-fuss savings account with no monthly deposit or balance growth requirements.

Last updated: 20 Sept 2026

Advertised rate
4-month intro up to 5.40% p.a.
Then ongoing up to 5.00% p.a.
Rate details
4-month intro rate
Up to 5.40% p.a.
First $500,000
5.40% p.a.
Above $500,000
2.75% p.a.
Different portions of your balance earn different rates.
Ongoing rate
Up to 5.00% p.a.
First $500,000
5.00% p.a.
Above $500,000
2.75% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Intro offer is limited to new customers.

Business Online Saver

Earn 0.60% p.a. on balances of $10,000 and over.

Last updated: 21 Sept 2026

Advertised rate
Up to 0.60% p.a.
On balances from $10,000
Rate details
Ongoing rate
Up to 0.60% p.a.
Up to $10,000
0.00% p.a.
$10,000+
0.60% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available to Australian businesses, sole traders, and companies.
  • Balances under $10,000 earn 0.05% p.a.; 0.60% p.a. on balances of $10,000+.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.