Use the right path, then verify the product.
Savings Planner is designed to help you move from a broad savings question to a smaller set of realistic options, then confirm the final details with the bank.
Start with the page that matches your decision
Use Calculator when you want to test your own balance, age, and time frame. It is the fastest way to move from a general idea to a setup that reflects your actual numbers.
Use Explore when you want to scan the current market, compare products, and open the bank detail page for a product you want to inspect more closely.
Use Guides when your question is less about one product and more about a trade-off, such as simplicity versus yield, house deposit savings versus emergency cash, or whether a larger balance changes the shortlist.
Use Compare when you already have two banks or two product styles in mind and want a quicker side-by-side decision path.
How the paths work together
Most decisions do not start and end on one page. A common path is Guides or Compare first, then Calculator, then Explore or the bank detail page once you want to verify the final shortlist.
That structure is deliberate. Guides help frame the question, the calculator helps you test a scenario, and Explore or the bank page helps you inspect the product itself.
What the calculator is doing
The calculator applies the current product data and the assumptions you choose, such as balance, age, and time frame, to estimate which products or setups may fit better for that scenario.
That means the result is not a universal answer. It is an answer for the assumptions you have entered.
What to do before you act
Savings Planner is built to narrow the field, not to replace the official bank page. Before opening, switching, or relying on a product, check the bank's current rate, eligibility rules, balance caps, intro period, and linked-account conditions.
Use the site to get from a broad question to a smaller shortlist. Use the official bank page to make the final call.