Macquarie vs ubank savings accounts
Macquarie is usually the cleaner fit if you want fewer monthly hoops, while ubank can still look stronger if you are happy to keep meeting its linked-account and balance-growth requirements.
See the key differences
Macquarie
ubank
Product
Macquarie Savings Account
Save account
Advertised rate
4-month intro up to 5.10% p.a.
4-month intro up to 5.60% p.a.
Intro offer
4-month intro
4-month intro
Ongoing rate
Up to 4.75% p.a.
Up to 4.85% p.a.
How to earn the best rate
No monthly conditions.
Grow the balance by at least $1 by month end.
Linked account needed
Requires a linked Macquarie Transaction Account account.
Requires a linked Spend account account.
Withdrawal restriction
None shown
None shown
Age limits
None shown
None shown
No-fuss
Yes
No
Other notes
Intro offer is limited to new customers.
Intro offer is limited to new customers.
Macquarie
ubank
Product
Macquarie Savings Account
Save account
Advertised rate
4-month intro up to 5.10% p.a.
4-month intro up to 5.60% p.a.
Intro offer
4-month intro
4-month intro
Ongoing rate
Up to 4.75% p.a.
Up to 4.85% p.a.
How to earn the best rate
No monthly conditions.
Grow the balance by at least $1 by month end.
Linked account needed
Requires a linked Macquarie Transaction Account account.
Requires a linked Spend account account.
Withdrawal restriction
None shown
None shown
Age limits
None shown
None shown
No-fuss
Yes
No
Other notes
Intro offer is limited to new customers.
Intro offer is limited to new customers.
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