See where your cash earns more.
Enter your amount and time frame to see the setup that comes out ahead over your selected term.
See your best setup
Use No-fuss if you want to focus on setups that are easier to keep on track each month.
Highest return2-product split
Best setup based on your inputs.
Where to put your cash
Bank Saver Plus
Summit Savings
A higher-yield option with simple monthly conditions and a strong ongoing rate.
Bonus rateMonthly deposit
Rates
Advertised5.15%
Effective4.96%
Details
Where to put your cash
Flexi Cash Reserve
Harbour Bank
A secondary cash sleeve for the remaining balance with fewer trade-offs.
Bonus rateMonthly deposit
Rates
Advertised4.85%
Effective4.72%
Details
Enter your details to see your best setup
General information only. Results depend on current product data and assumptions. Check official bank terms before acting.
