ubank savings accounts

ubank savings accounts at a glance

As of 20 Sept 2026, ubank has 1 savings account in our dataset. The highest advertised rate is 5.85% p.a. on Save account (4-month intro, then up to 5.10% p.a.; first $1,000,000), which requires you to grow the balance by at least $1 by month end. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
Bank	Product	Max rate	Ongoing rate	Intro offer	Top rate applies to	Conditions
ubank	Save account	5.85% p.a.	Up to 5.10% p.a.	4-month intro Up to 5.85% p.a.	First $1,000,000	Grow the balance by at least $1 by month end.

Save account

Hold a linked ubank Spend account and grow your combined Save balance by at least $1 each month, excluding interest, to earn the Everyday Bonus Rate of 5.10% p.a. on balances up to $1 million (0% above $1M).

Last updated: 20 Sept 2026

Advertised rate

4-month intro up to 5.85% p.a.

Then ongoing up to 5.10% p.a.

Open account

Rate details

4-month intro rate

Up to 5.85% p.a.

First $1,000,000

5.85% p.a.

Above $1,000,000

0.00% p.a.

Different portions of your balance earn different rates.

Ongoing rate

Up to 5.10% p.a.

First $1,000,000

5.10% p.a.

Above $1,000,000

0.00% p.a.

Different portions of your balance earn different rates.

How to get the best rate

Grow the balance by at least $1 by month end.

Who can open it

Intro offer is limited to new customers.
Requires a linked Spend account account.

Guides that mention ubank

All banks

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.