NAB vs ubank savings accounts

ubank is usually more competitive if you want a stronger digital-first saver, while NAB may suit you better if you prefer a traditional big-bank setup.

See the key differences

NAB
ubank
Product
NAB Reward Saver
Save account
Advertised rate
4.65% p.a.
4-month intro up to 5.60% p.a.
Intro offer
None shown
4-month intro
Ongoing rate
4.65% p.a.
Up to 4.85% p.a.
How to earn the best rate
Make at least 1 deposit each month. + more
Grow the balance by at least $1 by month end.
Linked account needed
None shown
Requires a linked Spend account account.
Withdrawal restriction
Make no withdrawals during the month.
None shown
Age limits
None shown
None shown
No-fuss
No
No
Other notes
None shown
Intro offer is limited to new customers.

Current products worth checking

NAB logo
NAB
NAB
NAB Reward Saver
4.65% p.a. · Base + bonus rate
ubank logo
ubank
ubank
Save account
4-month intro up to 5.60% p.a. · Then ongoing up to 4.85% p.a.
Calculator

Check your own setup in the calculator

Use your own balance, age, and time frame to check the strongest setup for your situation.

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