CBA vs Macquarie savings accounts
Macquarie is usually the more competitive choice on rate, while CBA may appeal more if you want to keep things with a major bank you already use.
See the key differences
CBA
Macquarie
Product
GoalSaver
Macquarie Savings Account
Advertised rate
4.75% p.a.
4-month intro up to 5.10% p.a.
Intro offer
None shown
4-month intro
Ongoing rate
4.75% p.a.
Up to 4.75% p.a.
How to earn the best rate
Make at least 1 deposit each month. + more
No monthly conditions.
Linked account needed
None shown
Requires a linked Macquarie Transaction Account account.
Withdrawal restriction
None shown
None shown
Age limits
Available from age 18.
None shown
No-fuss
No
Yes
Other notes
Requires an Australian residential address.
Intro offer is limited to new customers.
CBA
Macquarie
Product
GoalSaver
Macquarie Savings Account
Advertised rate
4.75% p.a.
4-month intro up to 5.10% p.a.
Intro offer
None shown
4-month intro
Ongoing rate
4.75% p.a.
Up to 4.75% p.a.
How to earn the best rate
Make at least 1 deposit each month. + more
No monthly conditions.
Linked account needed
None shown
Requires a linked Macquarie Transaction Account account.
Withdrawal restriction
None shown
None shown
Age limits
Available from age 18.
None shown
No-fuss
No
Yes
Other notes
Requires an Australian residential address.
Intro offer is limited to new customers.
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