Commonwealth Bank savings accounts Commonwealth Bank savings accounts at a glance As of 21 Sept 2026, Commonwealth Bank has 4 savings accounts in our dataset. The highest advertised rate is 5.20% p.a. on NetBank Saver (5-month intro, then 2.10% p.a.; no monthly conditions). Rates were last verified on 21 Sept 2026 against the bank's official product pages.
Rates as of 21 Sept 2026 Bank Product Max rate Ongoing rate Intro offer Top rate applies to Conditions Commonwealth Bank NetBank Saver 5.20% p.a. 2.10% p.a. 5-month intro 5.20% p.a. Any balance No monthly conditions. Commonwealth Bank Youthsaver Account 5.05% p.a. 5.05% p.a. — Up to $50,000 Make at least 1 deposit each month. Finish the month with a higher balance than you started with. Commonwealth Bank GoalSaver 5.00% p.a. 5.00% p.a. — Any balance Make at least 1 deposit each month. Finish the month with a higher balance than you started with. Commonwealth Bank Business Online Saver 1.30% p.a. Up to 1.30% p.a. — Any balance No monthly conditions.
NetBank Saver 5-month intro 5.20% No hoops CommBank's NetBank Saver is a no-conditions online savings account linked to an eligible CommBank transaction account.
Last updated: 20 Sept 2026
Advertised rate
5-month intro 5.20% p.a.
Then ongoing 2.10% p.a.
Rate details
5-month intro rate
5.20% p.a.
Who can open it
Available from age 14. Intro offer is limited to new customers. Intended for personal use only. Requires a linked Eligible CommBank transaction account account. Conditions are assessed on a calendar-month basis. Youthsaver Account $20 cashback Monthly deposit Balance growth For under-18s with an Australian residential address; a parent or legal guardian must open the account for children under 14.
Last updated: 20 Sept 2026
Advertised rate
5.05% p.a.
On balances up to $50,000
Rate details
Ongoing rate
5.05% p.a.
Max rate when conditions are met
5.05% p.a.
The bonus rate only applies up to the cap shown here.
How to get the best rate
Make at least 1 deposit each month. Finish the month with a higher balance than you started with. Who can open it
Available up to age 17. Requires an Australian residential address. A parent or guardian is required under age 14. $20 cashback promotion currently listed.
GoalSaver Monthly deposit Balance growth Make at least one deposit and finish the month with a higher balance to earn 5.00% p.a. on your entire balance.
Last updated: 20 Sept 2026
Advertised rate
5.00% p.a.
Rate details
Ongoing rate
5.00% p.a.
Up to $1,000,000
5.00% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
Make at least 1 deposit each month. Finish the month with a higher balance than you started with. Who can open it
Available from age 18. Requires an Australian residential address.
Business Online Saver Business Account No hoops Linked account required Tiered interest up to 1.30% p.a. on balances of $1,000,000+ paid on the whole balance (0.40% under $50k, 0.70% $50k-$250k, 1.10% $250k-$1M).
Last updated: 21 Sept 2026
Advertised rate
Up to 1.30% p.a.
On balances from $1,000,000
Rate details
Ongoing rate
Up to 1.30% p.a.
$50,000 to $250,000
0.70% p.a.
$250,000 to $1,000,000
1.10% p.a.
Your whole balance earns the rate for the tier it falls into.
Who can open it
Available to Sole Traders, Private Companies, Partnerships, and Trusts. Requires an active linked CommBank Business Transaction Account in the same entity name. Linked transaction account may carry a $10/month account fee unless $0 digital option is selected. Guides that mention Commonwealth Bank All banks
Rates, eligibility and product terms can change. Check the bank's official page before opening an account.
