Up savings accounts

Up savings accounts at a glance

As of 20 Sept 2026, Up has 1 savings account in our dataset. The highest advertised rate is 5.35% p.a. on Up Saver (Grow) (first $250,000), which requires you to make at least 5 card purchases each month and make no withdrawals during the month. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
Bank	Product	Max rate	Ongoing rate	Intro offer	Top rate applies to	Conditions
Up	Up Saver (Grow)	5.35% p.a.	Up to 5.35% p.a.	—	First $250,000	Make at least 5 card purchases each month. Make no withdrawals during the month.

Up Saver (Grow)

Make 5 successful card purchases each month and make no withdrawals or spending from the specific Saver to earn the Grow Rate of 5.35% p.a. on balances up to $250,000.

Last updated: 20 Sept 2026

Advertised rate

Up to 5.35% p.a.

Highest tier on the portion up to $250,000

Open account

Rate details

Ongoing rate

Up to 5.35% p.a.

First $250,000

5.35% p.a.

Above $250,000

2.00% p.a.

Different portions of your balance earn different rates.

How to get the best rate

Make at least 5 card purchases each month.
Make no withdrawals during the month.

Who can open it

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.