Southern Cross Credit Union savings accounts Southern Cross Credit Union savings accounts at a glance As of 20 Sept 2026, Southern Cross Credit Union has 2 savings accounts in our dataset. The highest advertised rate is 5.20% p.a. on LITTLE STAR SAVER (up to $50,000), which requires you to make no withdrawals during the month. Rates were last verified on 20 Sept 2026 against the bank's official product pages.
Rates as of 20 Sept 2026 Bank Product Max rate Ongoing rate Intro offer Top rate applies to Conditions Southern Cross Credit Union LITTLE STAR SAVER 5.20% p.a. 5.20% p.a. — Up to $50,000 Make no withdrawals during the month. Southern Cross Credit Union STAR SAVER 5.20% p.a. 5.20% p.a. — Any balance Grow the balance by at least $100 by month end.
LITTLE STAR SAVER No withdrawals For savers under 14 years.
Last updated: 20 Sept 2026
Advertised rate
5.20% p.a.
On balances up to $50,000
Rate details
Ongoing rate
5.20% p.a.
Max rate when conditions are met
5.20% p.a.
The bonus rate only applies up to the cap shown here.
How to get the best rate
Make no withdrawals during the month. Who can open it
Available up to age 14. Available to Australian citizens or permanent residents. Conditions are assessed on a calendar-month basis.
STAR SAVER Grow by $100 Earn 5.20% p.a. total variable rate (1.00% base + 4.20% bonus) when linked to an Easy Access account and monthly criteria are met.
Last updated: 20 Sept 2026
Advertised rate
5.20% p.a.
Base + bonus rate
Rate details
Ongoing rate
5.20% p.a.
Max rate when conditions are met
5.20% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
Grow the balance by at least $100 by month end. Who can open it
Available from age 14. Requires a linked Easy Access transaction account account. Available to Australian citizens or permanent residents. Conditions are assessed on a calendar-month basis. Rates, eligibility and product terms can change. Check the bank's official page before opening an account.
