RACQ Bank savings accounts

RACQ Bank savings accounts at a glance

As of 20 Sept 2026, RACQ Bank has 1 savings account in our dataset. The highest advertised rate is 5.75% p.a. on Bonus Saver Account (first $100,000), which requires you to deposit at least $100 each month and make no withdrawals during the month. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
Bank	Product	Max rate	Ongoing rate	Intro offer	Top rate applies to	Conditions
RACQ Bank	Bonus Saver Account	5.75% p.a.	Up to 5.75% p.a.	—	First $100,000	Deposit at least $100 each month. Make no withdrawals during the month.

Bonus Saver Account

Deposit $100 and make no withdrawals in the month to earn 5.75% p.a. (0.01% base + 5.74% bonus) on balances up to $99,999.99, and 3.50% p.a. on balances over $99,999.99.

Last updated: 20 Sept 2026

Advertised rate

Up to 5.75% p.a.

Highest tier on the portion up to $100,000

Open account

Rate details

Ongoing rate

Up to 5.75% p.a.

First $100,000

5.75% p.a.

Above $100,000

3.50% p.a.

Different portions of your balance earn different rates.

How to get the best rate

Deposit at least $100 each month.
Make no withdrawals during the month.

Who can open it

Available to Australian citizens or permanent residents.
Requires an Australian residential address.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.