Queensland Country Bank savings accounts Queensland Country Bank savings accounts at a glance As of 20 Sept 2026, Queensland Country Bank has 5 savings accounts in our dataset. The highest advertised rate is 4.35% p.a. on Bonus Saver, which requires you to deposit at least $20 each month and make no withdrawals during the month. The highest rate with no monthly conditions is 3.95% p.a. on Star Saver. Rates were last verified on 20 Sept 2026 against the bank's official product pages.
Rates as of 20 Sept 2026 Bank Product Max rate Ongoing rate Intro offer Top rate applies to Conditions Queensland Country Bank Bonus Saver 4.35% p.a. 4.35% p.a. — Any balance Deposit at least $20 each month. Make no withdrawals during the month. Queensland Country Bank Future Start 4.35% p.a. 4.35% p.a. — Any balance Deposit at least $5 each month. Make no more than 1 withdrawal each month. Queensland Country Bank Student Money Saver 4.35% p.a. 4.35% p.a. — Any balance Deposit at least $5 each month. Make no more than 1 withdrawal each month. Queensland Country Bank Star Saver 3.95% p.a. Up to 3.95% p.a. — Any balance No monthly conditions. Queensland Country Bank Online Saver 2.80% p.a. 2.80% p.a. — Any balance No monthly conditions.
Bonus Saver Deposit $20/month No withdrawals Deposit at least $20 per calendar month without conducting any withdrawals to earn 4.35% p.a. (0.15% base rate + 4.20% bonus rate).
Last updated: 20 Sept 2026
Advertised rate
4.35% p.a.
Base + bonus rate
Rate details
Ongoing rate
4.35% p.a.
Max rate when conditions are met
4.35% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
Deposit at least $20 each month. Make no withdrawals during the month. Who can open it
Available from age 18. Conditions are assessed on a calendar-month basis.
Future Start Deposit $5/month Max 1 withdrawal For youth members.
Last updated: 20 Sept 2026
Advertised rate
4.35% p.a.
Base + bonus rate
Rate details
Ongoing rate
4.35% p.a.
Max rate when conditions are met
4.35% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
Deposit at least $5 each month. Make no more than 1 withdrawal each month. Who can open it
Available to ages 18 to 23. Conditions are assessed on a calendar-month basis.
Student Money Saver Deposit $5/month Max 1 withdrawal For students.
Last updated: 20 Sept 2026
Advertised rate
4.35% p.a.
Base + bonus rate
Rate details
Ongoing rate
4.35% p.a.
Max rate when conditions are met
4.35% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
Deposit at least $5 each month. Make no more than 1 withdrawal each month. Who can open it
Available up to age 17. Conditions are assessed on a calendar-month basis.
Star Saver No hoops Earn 3.95% p.a. on balances between $1 and $5,000, and 2.95% p.a. on balances over $5,000.
Last updated: 20 Sept 2026
Advertised rate
Up to 3.95% p.a.
Highest tier on the portion from $1 to $5,000
Rate details
Ongoing rate
Up to 3.95% p.a.
$1 to $5,000 portion
3.95% p.a.
Different portions of your balance earn different rates.
Online Saver No hoops Online savings account offering a standard variable rate of 2.80% p.a. with no monthly account fee.
Last updated: 20 Sept 2026
Advertised rate
2.80% p.a.
Rates, eligibility and product terms can change. Check the bank's official page before opening an account.
