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Qudos Bank savings accounts

Qudos Bank savings accounts at a glance

As of 20 Sept 2026, Qudos Bank has 3 savings accounts in our dataset. The highest advertised rate is 5.10% p.a. on Bonus Saver, which requires you to deposit at least $100 each month and make no withdrawals during the month. The highest rate with no monthly conditions is 4.45% p.a. on QSaver. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
Qudos BankBonus Saver5.10% p.a.Up to 5.10% p.a.—Any balanceDeposit at least $100 each month. Make no withdrawals during the month.
Qudos BankQSaver4.45% p.a.Up to 4.45% p.a.—Any balanceNo monthly conditions.
Qudos BankQantas Points Saver4.25% p.a.4.25% p.a.—Any balanceNo monthly conditions.

Bonus Saver

Deposit at least $100 and make no withdrawals in a calendar month to earn 5.10% p.a. on balances up to $100,000, 4.75% p.a. from $100,000.01 to $1,999,999.99, and 2.75% p.a. for $2,000,000+.

Last updated: 20 Sept 2026

Advertised rate
Up to 5.10% p.a.
On balances up to $100,000
Open account
Rate details
Ongoing rate
Up to 5.10% p.a.
Up to $100,000
5.10% p.a.
$100,000 to $2,000,000
4.75% p.a.
$2,000,000+
2.75% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • Deposit at least $100 each month.
  • Make no withdrawals during the month.
Who can open it
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

QSaver

Earn interest each month with no withdrawal penalties.

Last updated: 20 Sept 2026

Advertised rate
Up to 4.45% p.a.
On balances from $500,000 to $2,000,000
Open account
Rate details
Ongoing rate
Up to 4.45% p.a.
Up to $500,000
4.35% p.a.
$500,000 to $2,000,000
4.45% p.a.
$2,000,000+
2.75% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • No monthly conditions.
Who can open it

    Qantas Points Saver

    Earn 4.25% p.a. interest plus 400 Qantas Points per annum for every $1,000 of your balance (credited monthly) on balances up to $1,000,000.

    Last updated: 20 Sept 2026

    Advertised rate
    4.25% p.a.
    Open account
    Rate details
    Ongoing rate
    4.25% p.a.
    Any balance
    4.25% p.a.
    How to get the best rate
    • No monthly conditions.
    Who can open it

      Rates, eligibility and product terms can change. Check the bank's official page before opening an account.