Judo Bank savings accounts Judo Bank savings accounts at a glance As of 21 Sept 2026, Judo Bank has 2 savings accounts in our dataset. The highest advertised rate is 5.35% p.a. on Personal Savings Account (first $250,000), which requires you to deposit at least $300 each month. The highest rate with no monthly conditions is 4.60% p.a. on Business Savings Account (first $250,000). Rates were last verified on 21 Sept 2026 against the bank's official product pages.
Rates as of 21 Sept 2026 Bank Product Max rate Ongoing rate Intro offer Top rate applies to Conditions Judo Bank Personal Savings Account 5.35% p.a. Up to 5.35% p.a. — First $250,000 Deposit at least $300 each month. Judo Bank Business Savings Account 4.60% p.a. Up to 4.60% p.a. — First $250,000 No monthly conditions.
Personal Savings Account Deposit $300/month Deposit $300 or more into your account each calendar month to earn 5.35% p.a. (0.05% base + 5.30% bonus) on balances up to $250,000, and 4.85% p.a. from $250,001 to $2,000,000.
Last updated: 20 Sept 2026
Advertised rate
Up to 5.35% p.a.
Highest tier on the portion up to $250,000
Rate details
Ongoing rate
Up to 5.35% p.a.
$250,000 to $2,000,000 portion
4.85% p.a.
Above $2,000,000
0.05% p.a.
Different portions of your balance earn different rates.
How to get the best rate
Deposit at least $300 each month. Business Savings Account Business Account No hoops No linked account needed Company & Trust Only Earn 4.60% p.a. on balances up to $250,000 and 3.90% p.a. from $250,001 to $2,000,000.
Last updated: 21 Sept 2026
Advertised rate
Up to 4.60% p.a.
Highest tier on the portion up to $250,000
Rate details
Ongoing rate
Up to 4.60% p.a.
$250,000 to $2,000,000 portion
3.90% p.a.
Above $2,000,000
1.50% p.a.
Different portions of your balance earn different rates.
Who can open it
Eligible entities: Private Companies (Pty Ltd), Trusts, and Incorporated Associations. Not available for Sole Traders. Trusts accepted only with individual trustees (corporate trustees not accepted online; certified trust deed required; max 6 trustees). All directors and shareholders must be individual Australian tax residents (no foreign tax residents). No linked Judo operational account required (transfers via nominated external Australian bank account). Top rate of 4.60% p.a. applies to balances up to $250,000 (3.90% p.a. from $250k to $2M, then 1.50% above $2M). Rates, eligibility and product terms can change. Check the bank's official page before opening an account.
