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IMB Bank savings accounts

IMB Bank savings accounts at a glance

As of 20 Sept 2026, IMB Bank has 2 savings accounts in our dataset. The highest advertised rate is 5.35% p.a. on Reward Saver Account (4-month intro, then 3.20% p.a.; up to $1,000,000), which requires you to deposit at least $50 each month and make no withdrawals during the month. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
IMB BankReward Saver Account5.35% p.a.3.20% p.a.4-month intro 5.35% p.a.Up to $1,000,000Deposit at least $50 each month. Make no withdrawals during the month.
IMB BankZoo Account4.50% p.a.4.50% p.a.—Any balanceDeposit at least $10 each month. Make no withdrawals during the month.

Reward Saver Account

Deposit $50 or more a month and make no withdrawals to earn the ongoing bonus rate of 3.20% p.a. New members receive an introductory bonus rate of 2.15% p.a. for the first 4 months, for a total of 5.35% p.a. on balances up to $1M.

Last updated: 20 Sept 2026

Advertised rate
4-month intro 5.35% p.a.
Then ongoing 3.20% p.a.
Open account
Rate details
4-month intro rate
5.35% p.a.
Base rate
0.00% p.a.
Bonus rate
5.35% p.a.
Max rate when conditions are met
5.35% p.a.
Bonus cap
$1,000,000
The bonus rate only applies up to the cap shown here.
Ongoing rate
3.20% p.a.
Base rate
0.00% p.a.
Bonus rate
3.20% p.a.
Max rate when conditions are met
3.20% p.a.
Bonus cap
$1,000,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Deposit at least $50 each month.
  • Make no withdrawals during the month.
Who can open it
  • Intro offer is limited to new customers.
  • $50 cashback promotion currently listed.
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

Zoo Account

For children 12 and under.

Last updated: 20 Sept 2026

Advertised rate
4.50% p.a.
Base + bonus rate
Open account
Rate details
Ongoing rate
4.50% p.a.
Base rate
0.10% p.a.
Bonus rate
4.40% p.a.
Max rate when conditions are met
4.50% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Deposit at least $10 each month.
  • Make no withdrawals during the month.
Who can open it
  • Available up to age 12.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.