HSBC savings accounts

HSBC savings accounts at a glance

As of 20 Sept 2026, HSBC has 2 savings accounts in our dataset. The highest advertised rate is 5.15% p.a. on HSBC Everyday Savings Account (3-month intro, then 3.00% p.a.; no monthly conditions). Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
Bank	Product	Max rate	Ongoing rate	Intro offer	Top rate applies to	Conditions
HSBC	HSBC Everyday Savings Account	5.15% p.a.	3.00% p.a.	3-month intro 5.15% p.a.	Any balance	No monthly conditions.
HSBC	HSBC Bonus Savings Account - AUD	4.25% p.a.	4.25% p.a.	—	Any balance	Grow the balance by at least $300 by month end.

HSBC Everyday Savings Account

Earn an introductory variable rate of 5.15% p.a. for the first 3 months for new customers, then reverts to the ongoing variable rate of 3.00% p.a. No minimum balance or monthly account fees.

Last updated: 20 Sept 2026

Advertised rate

3-month intro 5.15% p.a.

Then ongoing 3.00% p.a.

Open account

Rate details

3-month intro rate

5.15% p.a.

Any balance

5.15% p.a.

Ongoing rate

3.00% p.a.

Any balance

3.00% p.a.

How to get the best rate

No monthly conditions.

Who can open it

Available from age 18.
Intro offer is limited to new customers.
Requires an Australian residential address.

HSBC Bonus Savings Account - AUD

Grow your account balance by $300 each month to earn a 2.25% p.a. monthly bonus variable rate on top of the 2.00% standard variable rate, for a total rate of 4.25% p.a.

Last updated: 20 Sept 2026

Advertised rate

4.25% p.a.

Base + bonus rate

Open account

Rate details

Ongoing rate

4.25% p.a.

Base rate

2.00% p.a.

Bonus rate

2.25% p.a.

Max rate when conditions are met

4.25% p.a.

Bonus conditions need to be met for the max rate.

How to get the best rate

Grow the balance by at least $300 by month end.

Who can open it

Available from age 16.
Requires an Australian residential address.
Conditions are assessed on a calendar-month basis.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.