MySavings account
A no-conditions savings account with whole-balance tiers.
Last updated: 20 Sept 2026
Advertised rate
Up to 4.55% p.a.
On balances up to $300,000
Rate details
Ongoing rate
Up to 4.55% p.a.
Up to $300,000
4.55% p.a.
$300,000 to $2,000,000
4.55% p.a.
$2,000,000+
1.50% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
- No monthly conditions.
Who can open it
- Available from age 14.
- Requires an Australian residential address.
- Available to Australian tax residents only.
- Conditions are assessed on a calendar-month basis.
- Interest is credited on the last day of the month.