Credit Union SA logo

Credit Union SA savings accounts

Credit Union SA savings accounts at a glance

As of 20 Sept 2026, Credit Union SA has 3 savings accounts in our dataset. The highest advertised rate is 5.00% p.a. on Netsave Account (4-month intro, then 1.25% p.a.; no monthly conditions). Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
Credit Union SANetsave Account5.00% p.a.1.25% p.a.4-month intro 5.00% p.a.Any balanceNo monthly conditions.
Credit Union SAChildren's Savings Account4.35% p.a.4.35% p.a.—Up to $50,000Deposit at least $1 each month. Make no withdrawals during the month.
Credit Union SABonus Savings Account3.51% p.a.3.51% p.a.—Any balanceDeposit at least $1 each month. Make no withdrawals during the month.

Netsave Account

Standard variable base rate of 1.25% p.a. New Netsave account holders receive an introductory bonus rate of 3.75% p.a. for the first 4 months, providing a total introductory rate of 5.00% p.a. No monthly deposit or spending criteria required.

Last updated: 20 Sept 2026

Advertised rate
4-month intro 5.00% p.a.
Then ongoing 1.25% p.a.
Rate details
4-month intro rate
5.00% p.a.
Any balance
5.00% p.a.
Ongoing rate
1.25% p.a.
Any balance
1.25% p.a.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Intro offer is limited to new customers.
  • Intended for personal use only.

Children's Savings Account

Credit Union SA's Children's Savings Account is for under-18s and pays a 0.05% p.a. base rate, plus enough bonus interest to reach a total rate of 4.35% p.a. when at least one deposit of any amount is made and no withdrawals occur during the calendar month.

Last updated: 20 Sept 2026

Advertised rate
4.35% p.a.
On balances up to $50,000
Rate details
Ongoing rate
4.35% p.a.
Base rate
0.05% p.a.
Bonus rate
4.30% p.a.
Max rate when conditions are met
4.35% p.a.
Bonus cap
$50,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
  • Deposit at least $1 each month.
  • Make no withdrawals during the month.
Who can open it
  • Available up to age 17.
  • A parent or guardian is required under age 12.
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

Bonus Savings Account

Deposit any amount and make no withdrawals during the calendar month to earn a variable bonus rate of 3.50% p.a. plus 0.01% base rate, for a total rate of 3.51% p.a.

Last updated: 20 Sept 2026

Advertised rate
3.51% p.a.
Base + bonus rate
Rate details
Ongoing rate
3.51% p.a.
Base rate
0.01% p.a.
Bonus rate
3.50% p.a.
Max rate when conditions are met
3.51% p.a.
Bonus conditions need to be met for the max rate.
How to get the best rate
  • Deposit at least $1 each month.
  • Make no withdrawals during the month.
Who can open it
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on the last day of the month.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.