BOQ

Current savings accounts from this bank.

Future Saver Account

Available to customers aged 14 to 35 and linked to an Everyday Account.

Advertised rate

Up to 5.35% p.a.

Highest tier on the portion up to $50,000

Open account

Rate details

Ongoing rate

Up to 5.35% p.a.

First $50,000

5.35% p.a.

$50,000 to $250,000 portion

2.85% p.a.

$250,000 to $5,000,000 portion

0.05% p.a.

Different portions of your balance earn different rates.

How to get the best rate

Deposit at least $1,000 each month.
Make at least 5 card purchases each month.

Who can open it

Available to ages 14 to 35.
Requires a linked Everyday Account account.
Conditions are assessed on a calendar-month basis.
Meeting the conditions affects the rate 1 month later.

Simple Saver Account

A no-conditions savings account.

Advertised rate

4-month intro up to 5.15% p.a.

Then ongoing up to 4.55% p.a.

Open account

Rate details

4-month intro rate

Up to 5.15% p.a.

Up to $5,000,000

5.15% p.a.

$5,000,000+

0.05% p.a.

Your whole balance earns the rate for the tier it falls into.

Ongoing rate

Up to 4.55% p.a.

Up to $5,000,000

4.55% p.a.

$5,000,000+

0.05% p.a.

Your whole balance earns the rate for the tier it falls into.

How to get the best rate

No monthly conditions.

Who can open it

Intro offer is limited to new customers.
Conditions are assessed on a calendar-month basis.
Interest is credited on the last day of the month.

Smart Saver Account

For customers aged 36 and over.

Advertised rate

Up to 5.15% p.a.

On balances up to $250,000

Open account

Rate details

Ongoing rate

Up to 5.15% p.a.

Up to $250,000

5.15% p.a.

$250,000 to $5,000,000

0.05% p.a.

Your whole balance earns the rate for the tier it falls into.

How to get the best rate

Deposit at least $1,000 each month.
Make at least 5 card purchases each month.

Who can open it

Available from age 36.
Requires an Australian residential address.
Requires a linked BOQ Everyday Account account.
Conditions are assessed on a calendar-month basis.
Meeting the conditions affects the rate 1 month later.
Interest is credited on day 1 of the next month.

Rates, eligibility and product terms can change. Check the bank's official page before opening an account.