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Bendigo savings accounts

Bendigo savings accounts at a glance

As of 20 Sept 2026, Bendigo has 2 savings accounts in our dataset. The highest advertised rate is 4.75% p.a. on Bendigo Reward Saver, which requires you to make at least 1 deposit each month and finish the month with a higher balance than you started with and keep withdrawals lower than deposits over the month. The highest rate with no monthly conditions is 3.55% p.a. on Bendigo PiggySaver. Rates were last verified on 20 Sept 2026 against the bank's official product pages.

Rates as of 20 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
BendigoBendigo Reward Saver4.75% p.a.Up to 4.75% p.a.—Any balanceMake at least 1 deposit each month. Finish the month with a higher balance than you started with. Keep withdrawals lower than deposits over the month.
BendigoBendigo PiggySaver3.55% p.a.3.55% p.a.—Any balanceNo monthly conditions.

Bendigo Reward Saver

Grow your balance each month (excluding interest paid) to earn the ongoing bonus rate of 4.65% p.a. plus 0.10% base rate, for a total of 4.75% p.a. on balances up to $100,000.

Last updated: 20 Sept 2026

Advertised rate
Up to 4.75% p.a.
On balances up to $100,000
Rate details
Ongoing rate
Up to 4.75% p.a.
Up to $100,000
4.75% p.a.
$100,000+
0.10% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • Make at least 1 deposit each month.
  • Finish the month with a higher balance than you started with.
  • Keep withdrawals lower than deposits over the month.
Who can open it

    Bendigo PiggySaver

    Youth savings account with an ongoing variable interest rate of 3.55% p.a. Interest calculated daily and paid monthly with easy access to funds.

    Last updated: 20 Sept 2026

    Advertised rate
    3.55% p.a.
    Rate details
    Ongoing rate
    3.55% p.a.
    Any balance
    3.55% p.a.
    How to get the best rate
    • No monthly conditions.
    Who can open it
    • Available up to age 12.
    • A parent or guardian is required under age 12.
    • Conditions are assessed on a calendar-month basis.

    Rates, eligibility and product terms can change. Check the bank's official page before opening an account.