As of 20 Sept 2026, BCU has 2 savings accounts in our dataset. The highest advertised rate is 5.25% p.a. on Boss Saver + Access Account (up to $100,000), which requires you to deposit at least $500 each month and make at least 5 card purchases each month. Rates were last verified on 20 Sept 2026 against the bank's official product pages.
Deposit at least $100 each month. Make no withdrawals during the month.
Boss Saver + Access Account
Deposit at least $500 from an external bank account into a linked Access Account and make 5 or more card purchases to earn a bonus rate of 5.05% p.a. on balances up to $100,000, for a total maximum rate of 5.25% p.a. (0.20% standard + 5.05% bonus).
The bonus rate only applies up to the cap shown here.
How to get the best rate
Deposit at least $500 each month.
Make at least 5 card purchases each month.
Who can open it
Available from age 18.
Requires a linked BCU Access Account account.
Available to Australian residents.
Conditions are assessed on a calendar-month basis.
Interest is credited on the last day of the month.
Power Saver
Deposit $100 or more each month and make no withdrawals to earn a total maximum rate of 5.10% p.a. (0.50% standard + 4.60% bonus) on balances up to $250,000.
