Incentive Saver
To earn the bonus rate, keep the balance above $0 at all times, make at least one deposit excluding interest, and finish the month with a higher balance than you started.
Advertised rate
Up to 4.95% p.a.
On balances up to $250,000
Rate details
Ongoing rate
Up to 4.95% p.a.
Up to $250,000
4.95% p.a.
$250,000+
4.75% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
- Keep a positive balance throughout the month.
- Make at least 1 deposit each month.
- Grow the balance by at least $50 by month end.
- Finish the month with a higher balance than you started with.
Who can open it
- $50 cashback promotion currently listed.
- Cashback promotion is limited to new customers.
- Cashback requires a linked Complete Freedom account account.
- Cashback requires depositing at least $50 within 10 days.

