Online Saver
Earn a bonus interest rate of 4.75% p.a. on balances between $0 and $500,000 when no withdrawals are made during the calendar month, for a maximum rate of 4.85% p.a. (0.10% base rate + 4.75% bonus rate).
Last updated: 20 Sept 2026
Advertised rate
4.85% p.a.
On balances up to $500,000
Rate details
Ongoing rate
4.85% p.a.
Base rate
0.10% p.a.
Bonus rate
4.75% p.a.
Max rate when conditions are met
4.85% p.a.
Bonus cap
$500,000
The bonus rate only applies up to the cap shown here.
How to get the best rate
- Make no withdrawals during the month.
Who can open it
- Available from age 11.
- Available to Australian citizens or permanent residents.

