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ANZ savings accounts

ANZ savings accounts at a glance

As of 21 Sept 2026, ANZ has 2 savings accounts in our dataset. The highest advertised rate is 3.75% p.a. on ANZ Progress Saver, which requires you to deposit at least $10 each month and make no withdrawals during the month. The highest rate with no monthly conditions is 1.25% p.a. on ANZ Business Online Saver. Rates were last verified on 21 Sept 2026 against the bank's official product pages.

Rates as of 21 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
ANZANZ Progress Saver3.75% p.a.3.75% p.a.—Any balanceDeposit at least $10 each month. Make no withdrawals during the month.
ANZANZ Business Online Saver1.25% p.a.Up to 1.25% p.a.—Any balanceNo monthly conditions.

ANZ Progress Saver

ANZ currently shows a total bonus-eligible rate of 3.75% p.a. on the full balance.

Last updated: 20 Sept 2026

Advertised rate
3.75% p.a.
Open account
Rate details
Ongoing rate
3.75% p.a.
Any balance
3.75% p.a.
How to get the best rate
  • Deposit at least $10 each month.
  • Make no withdrawals during the month.
Who can open it
  • Available from age 12.
  • Available to Australian residents.
  • Requires an Australian residential address.
  • Intended for personal use only.
  • Conditions are assessed on a calendar-month basis.

ANZ Business Online Saver

Tiered interest up to 1.25% p.a. on balances over $500,000 paid on the whole balance (0.00% under $5k, 0.45% $5k-$25k, 0.65% $25k-$250k, 1.05% $250k-$500k).

Last updated: 21 Sept 2026

Advertised rate
Up to 1.25% p.a.
On balances from $500,000
Open account
Rate details
Ongoing rate
Up to 1.25% p.a.
Up to $5,000
0.00% p.a.
$5,000 to $25,000
0.45% p.a.
$25,000 to $250,000
0.65% p.a.
$250,000 to $500,000
1.05% p.a.
$500,000+
1.25% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Available to Sole Traders, Companies, Partnerships, and Trusts with an ABN.
  • Requires a linked ANZ Business Classic or Everyday transaction account for fund transfers.
  • Tiered interest up to 1.25% p.a. on balances of $10,000+.
  • Requires a linked ANZ Business Everyday Account account.

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Rates, eligibility and product terms can change. Check the bank's official page before opening an account.