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Rabobank savings accounts

Rabobank savings accounts at a glance

As of 21 Sept 2026, Rabobank has 7 savings accounts in our dataset. The highest advertised rate is 5.90% p.a. on High Interest Savings Account (4-month intro, then up to 4.00% p.a.; no monthly conditions). Rates were last verified on 21 Sept 2026 against the bank's official product pages.

Rates as of 21 Sept 2026
BankProductMax rateOngoing rateIntro offerTop rate applies toConditions
RabobankHigh Interest Savings Account5.90% p.a.Up to 4.00% p.a.4-month intro Up to 5.90% p.a.Any balanceNo monthly conditions.
RabobankPremiumSaver5.40% p.a.Up to 5.40% p.a.—First $250,000Grow the balance by at least $200 by month end.
RabobankHigh Interest Savings Account (Business)5.30% p.a.Up to 3.40% p.a.4-month intro Up to 5.30% p.a.First $1,000,000No monthly conditions.
RabobankNotice Saver (90 day notice)4.70% p.a.Up to 4.70% p.a.—Any balanceNo monthly conditions.
RabobankNotice Saver (60 day notice)4.65% p.a.Up to 4.65% p.a.—Any balanceNo monthly conditions.
RabobankNotice Saver (31 day notice)4.60% p.a.Up to 4.60% p.a.—Any balanceNo monthly conditions.
Rabobank31 day Notice Saver (Business)3.45% p.a.3.45% p.a.—Any balanceNo monthly conditions.

High Interest Savings Account

A no-conditions savings account.

Last updated: 20 Sept 2026

Advertised rate
4-month intro up to 5.90% p.a.
Then ongoing up to 4.00% p.a.
Open account
Rate details
4-month intro rate
Up to 5.90% p.a.
Up to $250,000
5.90% p.a.
$250,000+
3.25% p.a.
Your whole balance earns the rate for the tier it falls into.
Ongoing rate
Up to 4.00% p.a.
Up to $250,000
4.00% p.a.
$250,000+
3.25% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • No monthly conditions.
Who can open it
  • Intro offer is limited to new customers.

PremiumSaver

Increase your closing balance by at least $200 over the month, excluding interest paid on the last day, to earn bonus-tier rates.

Last updated: 20 Sept 2026

Advertised rate
Up to 5.40% p.a.
Highest tier on the portion up to $250,000
Open account
Rate details
Ongoing rate
Up to 5.40% p.a.
First $250,000
5.40% p.a.
Above $250,000
3.75% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • Grow the balance by at least $200 by month end.
Who can open it
  • Conditions are assessed on a calendar-month basis.
  • Interest is credited on day 1 of the next month.

High Interest Savings Account (Business)

Standard variable rate of 3.40% p.a. up to $1M (2.90% from $1M-$2M, 2.55% above), with a 4-month introductory rate of 5.30% p.a. up to $1M for new business customers.

Last updated: 21 Sept 2026

Advertised rate
4-month intro up to 5.30% p.a.
Then ongoing up to 3.40% p.a.
Open account
Rate details
4-month intro rate
Up to 5.30% p.a.
First $1,000,000
5.30% p.a.
$1,000,000 to $2,000,000 portion
2.90% p.a.
Above $2,000,000
2.55% p.a.
Different portions of your balance earn different rates.
Ongoing rate
Up to 3.40% p.a.
First $1,000,000
3.40% p.a.
$1,000,000 to $2,000,000 portion
2.90% p.a.
Above $2,000,000
2.55% p.a.
Different portions of your balance earn different rates.
How to get the best rate
  • No monthly conditions.
Who can open it
  • 5.30% p.a. introductory rate for 4 months is strictly limited to new Rabobank business customers (reverts to 3.40% ongoing).
  • Available to Sole Traders, Companies, Partnerships, and Trusts.
  • No linked Rabobank operational account required (transfers link to your existing external business bank account).
  • Zero account-keeping fees and no minimum deposit.

Notice Saver (90 day notice)

A no-conditions notice savings account with a 90 day notice period for withdrawals.

Last updated: 20 Sept 2026

Advertised rate
Up to 4.70% p.a.
On balances up to $250,000
Open account
Rate details
Ongoing rate
Up to 4.70% p.a.
Up to $250,000
4.70% p.a.
$250,000 to $2,000,000
3.60% p.a.
$2,000,000+
3.60% p.a.
Your whole balance earns the rate for the tier it falls into.
How to get the best rate
  • No monthly conditions.
Who can open it

    Notice Saver (60 day notice)

    A no-conditions notice savings account with a 60 day notice period for withdrawals.

    Last updated: 20 Sept 2026

    Advertised rate
    Up to 4.65% p.a.
    On balances up to $250,000
    Open account
    Rate details
    Ongoing rate
    Up to 4.65% p.a.
    Up to $250,000
    4.65% p.a.
    $250,000 to $2,000,000
    3.55% p.a.
    $2,000,000+
    3.55% p.a.
    Your whole balance earns the rate for the tier it falls into.
    How to get the best rate
    • No monthly conditions.
    Who can open it

      Notice Saver (31 day notice)

      A no-conditions notice savings account with a 31 day notice period for withdrawals.

      Last updated: 20 Sept 2026

      Advertised rate
      Up to 4.60% p.a.
      On balances up to $250,000
      Open account
      Rate details
      Ongoing rate
      Up to 4.60% p.a.
      Up to $250,000
      4.60% p.a.
      $250,000 to $2,000,000
      3.50% p.a.
      $2,000,000+
      3.50% p.a.
      Your whole balance earns the rate for the tier it falls into.
      How to get the best rate
      • No monthly conditions.
      Who can open it

        31 day Notice Saver (Business)

        Earn 3.45% p.a. variable rate with a 31-day withdrawal notice requirement.

        Last updated: 21 Sept 2026

        Advertised rate
        3.45% p.a.
        Open account
        Rate details
        Ongoing rate
        3.45% p.a.
        Entire balance
        3.45% p.a.
        How to get the best rate
        • No monthly conditions.
        Who can open it
        • Withdrawals require 31 days advance written notice before funds are transferred to your operating account.
        • Not suitable for immediate cash flow, payroll, or working capital needs.
        • No linked Rabobank operational account required; connects to external Australian bank account.
        • Ongoing 3.45% p.a. variable rate with no monthly account-keeping fees.

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        Rates, eligibility and product terms can change. Check the bank's official page before opening an account.